Terms and conditions

1. Acceptance of Terms
   By accessing or using the services provided by Karamba, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you should not use our services.

2. Definitions
   “Karamba” refers to the company providing the services. “User” refers to any individual or entity accessing or using the services. “Services” includes all products, features, and services offered by Karamba.

3. Modifications to Terms
   Karamba reserves the right to update or modify these Terms and Conditions at any time. Any changes become effective immediately upon publication on the website. Continued use of the services confirms acceptance of the updated terms.

4. User Responsibilities
   Users agree to use the services in accordance with all applicable laws and regulations. Users are responsible for maintaining the confidentiality of their account details and for all activities carried out under their account.

5. Intellectual Property
   All content, trademarks, logos, and intellectual property related to Karamba are the exclusive property of Karamba or its licensors. Users may not reproduce, distribute, or modify any content without prior written permission.

6. Limitation of Liability
   To the fullest extent permitted by law, Karamba shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use of, or inability to use, the services, even if advised of the possibility of such damages.

7. Indemnification
   Users agree to indemnify and hold harmless Karamba, its affiliates, employees, and agents from any claims, liabilities, losses, or expenses arising from misuse of the services or violation of these Terms and Conditions.

8. Governing Law
   These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the jurisdiction in which Karamba operates, without regard to conflict of law principles.

9. Dispute Resolution
   Any disputes arising from or related to these Terms and Conditions shall be resolved through binding arbitration in accordance with the applicable arbitration rules of the operating jurisdiction of Karamba.

10. Severability
    If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain valid and fully enforceable.

11. Entire Agreement
    These Terms and Conditions, together with any additional policies published by Karamba, represent the complete agreement between the user and Karamba regarding the use of the services.